AbBreviations of Mortgage and Finance Terms

Here is a simple glossary of mortgage lending and finance related abbreviations. To find the abbreviation you are looking for quickly, simply click on the appropriate letter below.

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z
 

#	3/4 Bath - Half + Shower or tub 4/3/2 - 4 bedroom/3 bath/2 car garage
A	ABR - Accredited Buyer Representative AC - acres AC or A/C - Air Conditioning APR - annual percentage rate ARM - adjustable rate mortgage
B	BA - bath BR - bedroom BTSA - bonus to selling agent
C	C H/A - central heat and air conditioning CEIL - ceiling CCIM - Certified Commercial Investment Member CIPS - Certified International Property Specialist CLHMS - Certified Luxury Home Marketing Specialist CRB - Certified Real Estate Broker CRS - Certified Residential Specialist CCR - conditions, covenants, and restrictions CFD - contract for deed CLTV - combined loan to value CMA - comparative market analysis COCR - Cash on Cash Return COF - cost of funds COO - certificate of occupancy
D	DBA - doing business as DBL - double DR - dining room DCR - debt coverage ratio DOS - due on sale clause
E	EA - exclusive agency EMC - earnest money contract ERS - exclusive right to sell FCRA - Fair Credit Reporting Act FDIC - Federal Deposit Insurance Corporation FEMA - Federal Emergency Managment Agency FFE - furniture, fixture, and equipment FHA - Federal Housing Administration FMR - fair market rent FMV - fair market value
F	FLRS - floors FP - fire place FRBO - for rent by owner FSBO - for sale by owner Full Bath - half bath + shower + tub
G	GLFP - gas log fire place
H	Half Bath - toilet + sink HDWD - hardwood HOA - homeowner's association HSF - heated square feet HVAC - heating, ventilation and air conditioning HWH - hot water heater HUD - Department of Housing and Urban Development
I
J
K	KIT - kitchen
L	LA - living area LR - living room LIBOR - London Interbank Offering Rate LTV - loan to value
M	MBR - master bedroom MAI - Member Appraisal Institute MLS - multiple lising service MRA - Master Residential Appraiser
N	NAR - National Association of Realtors
O	O/F - owner finance
P	P&S - purchase and sale PITI - principal, interest, taxes and insurance PMI - private mortgage insurance POA - power of attorney PL - swimming pool
Q
R	RM - room RRC - Referral and Relocation Certified REI - real estate investor REIA - Real Estate Investors Association REIT - Real Estate Investment Trust RELA - Real Estate Licensing Act REO - real estate owned ROI - return on investment RTO - rent to own
S	SF - square feet SFH - square feet heated
T	TIL - Truth In Lending
U
V
W	W/D - washer/dryer W/W CPT - wall to wall carpet WBFP - wood burning fireplace WD FLR - wood floor WIC - walk in closet
X
Y	YO - 6 year old
Z